Which Chapter Is Right For You?
Chapter 7 is ideal if you have little disposable income and primarily unsecured debt (credit cards, medical bills). It’s fast, typically completed in 4–6 months, and most filers keep all their exempt property.
Chapter 13 works best if you have a regular income and want to keep non-exempt assets like a home with equity. You repay a portion of your debts over 3–5 years under a court-approved plan.
We’ll help you understand your specific options and guide you toward the solution that best fits your circumstances.
- Florida homestead exemption guidance
- Means test analysis
- Asset protection strategy
- Post-bankruptcy credit rebuilding guidance
Get the Fresh Start You Deserve
Overwhelming debt doesn’t have to define your future. Bankruptcy is a legal tool designed to give individuals and families the relief they need stopping creditor harassment, halting foreclosures, and wiping out qualifying debts.
At DASA Law, we guide you through every step of the bankruptcy process with honesty, compassion, and expertise. We’ll determine the best strategy to protect your assets and get your life back on track.
- Chapter 7 Bankruptcy eliminate unsecured debt fast
- Chapter 13 Bankruptcy keep assets & restructure debt
- Stop foreclosure & protect your home
- Halt wage garnishments & creditor calls immediately
- Credit card & medical debt relief
- Automatic stay protection from day one
We Help You Get A Fresh Start
At DASA Law, we understand that financial difficulties can be overwhelming. Our experienced bankruptcy attorneys are here to guide you through the process and help you get back on track.
Our Bankruptcy Law Services
From overwhelming debt to financial restructuring, DASA Law provides experienced legal guidance to help individuals and businesses achieve a fresh financial start.
Common Bankruptcy Questions
Have more questions? Our attorneys are ready to help. Schedule a free consultation today.
Ask Our AttorneysYes. Once you file for bankruptcy, an automatic stay goes into effect, which generally stops creditor calls, collection letters, wage garnishments, lawsuits, and most other collection actions while your case is pending.
Not necessarily. Many people who file for bankruptcy are able to keep most or all of their property through federal or state bankruptcy exemptions. The assets you can protect depend on your specific financial situation and the type of bankruptcy you file.
A Chapter 7 bankruptcy may remain on your credit report for up to 10 years, while a Chapter 13 bankruptcy may remain for up to 7 years. However, many individuals begin rebuilding their credit shortly after their bankruptcy is discharged.
Bankruptcy can eliminate many types of unsecured debts, including credit card balances, medical bills, and personal loans. However, certain debts—such as most student loans, child support, alimony, and some tax obligations—are generally not dischargeable. A bankruptcy attorney can review your debts and explain your options.
Stop the Debt Cycle - Talk to an Attorney Today.
Our bankruptcy attorneys will evaluate your situation for free and help you understand your options.
